The retail health claims ratio jumped from about 73% to over 90% in six months. Find out why — new product, suspicious hospitals, claims leakage or the monsoon — and what it is costing.
Suraksha General Insurance Ltd · SQL · Python (pandas, seaborn) · solved in your browser
Ready to start?
Create a free account to open the workspace, check your answers and earn a certificate.
Sign up to startManagement does not know why the retail health ICR rose so sharply in H1 FY2026-27. Different teams blame different causes: the new digital product, a surge of dengue and fever claims during the monsoon, unusual billing at some network hospitals, and claims being paid that should not have been (claims leakage). The Chief Underwriting Officer needs a reliable, reproducible analysis of claims admitted from 1 April 2025 to 30 September 2026 (extract taken on 15 October 2026) that sizes each cause in ICR points, so that the right corrective actions can be taken before the board meeting.